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No financials required for these type of loans – it’s a quick and easy mortgage and finance solution – no proof of income required – just complete and sign an income declaration form with the standard home loan application. This saves you the hassle of working through pay slips, tax returns and other documents when applying for a home or investment loan. Most commonly used by self employed applicants. Lo Doc Loans usually incurr a slightly higher interest rate due to the applicant only declaring their income rather than supplying pay slips, tax returns and other documents to support the proof of their income.
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