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A Line of Credit can provide the borrower with the benefit of accessing the equity in their own home or investment properties at any time for any worthwhile purpose. A Line of credit has similarities to an overdraft facility in that available funds can be withdrawn from the facility back up to the original approved limit at anytime. Interest rates on Line of Credit facilities are usually variable that fluctuates within the market. The borrower can generally access the available funds in their Line of Credit account via a Credit Card, Cheque Book, ATM, Internet or Phone Banking. A Line of Credit facility provides the borrower with easy access their equity ensuring peace of mind in times of need.
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